Soma Shekar is a seasoned financial professional with over 20 years of deep expertise in the Indian lending and banking sector. His journey began at a leading nationalised bank where he rose through the ranks in the Retail Lending division, developing an unparalleled understanding of home loans, personal finance, and MSME credit.
Driven by a vision to make quality loan advisory accessible to every Indian family, he founded GRUHAMITRA ā meaning "Friend of the Home" ā under GR Technology Pvt. Ltd. His mission: eliminate financial jargon, simplify the loan journey, and ensure every applicant gets the best possible terms.
Career Journey
Founder & CEO
2018 ā Present
GRUHAMITRA Ā· GR Technology Pvt. Ltd.
Founded and scaled GRUHAMITRA into Karnataka's most trusted loan advisory platform. Oversees all strategic partnerships with 20+ banks and NBFCs.
Senior Loan Manager
2012 ā 2018
State Bank of India ā Retail Lending
Managed a portfolio of ā¹200Cr+ in home and personal loans. Led a team of 15 loan officers across 3 branches in Bengaluru.
Credit Analyst
2007 ā 2012
HDFC Bank ā Mortgage Division
Specialised in credit risk assessment for mortgage and MSME loans. Achieved 98% NPA-free portfolio across 5 consecutive years.
Loan Officer (Trainee ā Officer)
2003 ā 2007
Canara Bank ā Retail Division
Started career in retail banking, handling personal and vehicle loan applications. Completed advanced certification in Banking & Finance from IIBF.
Core Expertise
Home Loans
20 years in residential mortgage advisory
MSME Credit
Business & SME loan structuring expert
Credit Risk
CIBIL analysis & NPA management
Bank Liaison
Tie-ups with 20+ banks & NBFCs
Certifications & Education
MBA ā Finance
Bangalore University Ā· 2003
Certified Banking Professional (JAIIB/CAIIB)
Indian Institute of Banking & Finance (IIBF)
Certified Financial Planner (CFP)
Financial Planning Standards Board India
Awards & Recognition
š
Best Loan Advisor ā Karnataka
Finance & Banking Excellence Awards Ā· 2023
ā
Top 50 Fintech Leaders ā South India
ETBFSI Conclave Ā· 2022
šļø
Zero NPA Achievement Award
HDFC Bank Internal Awards Ā· 2010, 2011, 2012
About GRUHAMITRA
GRUHAMITRA (ą²ą³ą²°ą²¹ą²®ą²æą²¤ą³ą²°) ā meaning "Friend of the Home" in Kannada ā is a Bengaluru-based loan advisory and financial services company under GR Technology Pvt. Ltd.
We partner with 20+ banks and NBFCs including SBI, HDFC, ICICI, Axis, Bajaj Finserv, LIC Housing Finance, and more ā ensuring our clients always get the most competitive rates and seamless processing.
š¦ SBIš¦ HDFCš¦ ICICIš¦ Axisš¦ Bajajš¦ LIC HFL+14 More